When I meet with clients to discuss and review their financial profiles it is not uncommon for me to identify ways to save them $250, $500, and sometimes $1,000 or more per month. For the clients that I find $500 or more per month in savings, their desire to save that money is strong because they recognize the Read More >
Archives for May 2015
If Your Employer Offered You a Raise Would You Take It?
Posted on: 05.19.15
Of course you would! Who wouldn’t? And in all likelihood it would be long overdue. How would that raise in pay impact your monthly income? Let’s consider an example. Assume your employer gave you a raise in pay of $250 per month. How much would you actually get to keep? All of it, right? Not so fast. Your Read More >
Is Financial Stress Taking a Toll on You?
Posted on: 05.12.15
In a March 26, 2015 article entitled “Stress in America Caused by Money,” money topped the list of stressors to Americans, beating out work, family responsibilities, and health concerns. Many Americans have taken steps to cut back on their expenses, including using coupons, cooking more at home, and cutting back on Read More >
Are You Living Paycheck to Paycheck?
Posted on: 05.05.15
If you are, you’re not alone. The Wall Street Journal recently reported that regardless of income, 70% of Americans are living from paycheck to paycheck. As a result, seventy-six percent of Americans have less than six months’ living expenses in emergency savings. Without an emergency reserve, if a sudden disruption Read More >