What Doesn’t Affect a Credit Score?

There are a multitude of factors that affect and determine your credit score. However, there are a great many things that don’t affect your credit score. Contrary to popular belief, you can impact your credit score both positively and negatively. You can achieve a higher credit score if you understand the criteria Read More >

What is a Credit Score?

Most people today are aware of credit scores and that a credit score can be good or bad, but don’t know much more than that, so I thought I would explain what a credit score is to help people gain a better understanding of the seemingly innocuous score that can have a major impact on areas of people’s lives that they Read More >