What If I Buy a House and the Value Never Goes Up?

Now there’s a question on a lot of people’s minds, both homeowners and aspiring homeowners alike. There are many reasons why people choose to buy a house, and it is highly likely that chief among those reasons is their belief that over time the house will rise in value. Admit it. If you were certain the house would Read More >

Is Your House a Good Place to Park Your Wealth? The Conclusion?

The decision to park your wealth in the house is a unique investment product consideration and to gain a greater understanding of what criteria goes into that decision and the ultimate impact of such a decision, it is necessary to consider the four primary considerations of Safety, Liquidity, Return, and Tax Treatment Read More >

Is Your House a Good Place to Park Your Wealth? Is it Tax Favorable?

Is your wealth in the house (equity) receiving favorable tax treatment? To answer that question you must first understand what we mean by favorable tax treatment. Let’s define tax treatment as the method of taxation the principal and/or growth could potentially be subject to. Understanding the tax treatment of an Read More >

Is Your House a Good Place to Park Your Wealth? Is it Earning a Return?

Is the wealth in your house (equity) earning a return? To answer that question you must first understand what we mean by return. Let’s define return as the interest or growth you receive on money you invest. Do you know the actual return on the wealth in your house? Many people believe the return on the wealth in their Read More >

Is Your House a Good Place to Park Your Wealth? Is it Safe?

Is your wealth in the house (equity) safe? Is it at risk? To answer that question you must first understand what we mean by safe. Let’s define safety as minimizing or eliminating the potential loss of the investment. Will Rogers once said, “Return ‘of’ my money is more important than return ‘on’ my money.” Your Read More >

Is Your House a Good Place to Park Your Wealth?

The most basic purpose of a house is to provide a place to meet our physical needs for safety and shelter and our social needs of family and community. We believe most people would agree that the house serves each of these purposes quite well. However, many people use the house in a way that it was not intended or Read More >