Success Stories

Thinking Outside The Box Saves Clients Thousands Per Month

canstockphoto13084900Steve & Marcy, a recently retired couple, were referred to me by a friend of a long time client because they weren’t enjoying their retirement the way they had envisioned. They had strong and stable monthly incomes, but were struggling to make ends meet due to excessive monthly credit card and auto loan payments.

Steve & Marcy wanted to refinance to consolidate as much of their outstanding debt as possible and wanted to take advantage of today’s low interest rates. After a detailed conversation regarding what it was they were truly trying to accomplish I completed a Financial Vulnerability Assessment and identified several areas of their financial profile that put them at considerable risk. … read more


A Simple Phone Call Saved Sarah $3,000 Every Year

Woman in kitchen with laptopI was recently contacted by Sarah, a long-time client, because she wanted to see if she could get the monthly mortgage insurance removed from her loan that is required on all 30 year FHA loans. She had been hearing that house values were on the rise and wondered if they had improved enough to help her.

We had recently refinanced her mortgage to a historically low interest rate utilizing the FHA streamline refinance program, which doesn’t require an appraisal to complete the transaction, so we had no idea what the house value was today.  …read more

A Smaller Down Payment Saved My Client $3,720 Every Year

Close Up Of Parents Cuddling Newborn Baby Boy At HomeI was recently contacted by a client who wanted to purchase a house. Since purchasing his condominium unit in 2011 he had gotten married and he and his wife had their first child. It was time to move to a house with more square footage and a yard for their son and the family dog.  They made enough money from the sale of their condo to provide a 20% down payment for the house they purchased, but there were many things to consider before making the final decision. … read more