Are You Living Paycheck to Paycheck?

If you are, you’re not alone. The Wall Street Journal recently reported that regardless of income, 70% of Americans are living from paycheck to paycheck. As a result, seventy-six percent of Americans have less than six months’ living expenses in emergency savings. Without an emergency reserve, if a sudden disruption Read More >

Credit Is Debt In The Absence Of Collateral!

It’s virtually impossible to avoid debt in today’s society and Americans have shown that they have no problem taking on debt if it will enable them to have the things they want now instead of at some future date. According to, as of August 2014, Americans have approximately $880 billion in Read More >