Financial Health Series: Episode 5 – The 5 Ways People Lose Money (Paying Cash) I was recently interviewed by Gary Collins, creator of the Primal Power Method, for a video blog series he is doing on financial health. Gary created the Primal Power Method to help people make educated decisions concerning their health. The Primal Power Method focuses on nutrition and Read More >

If The Miracle of Compound Interest is Real, Why Aren’t We All Rich?

Throughout our income earning years a significant amount of money will pass through our respective hands. During that time we will transfer a lot of those hard earned dollars to others, such as the IRS, banks, credit card companies, mortgage companies, etc… Some intentionally and some unintentionally. Some of those Read More >

It’s How You Use Debt That Makes the Difference!

There are only three ways to pay for anything you buy: 1) pay cash, 2) borrow (finance), or 3) barter (trade). For many of us paying cash is not an option and, realistically, neither is bartering, which leaves borrowing. Borrowing in and of itself is neither good nor bad. Borrowing is simply a method of paying for Read More >

Did You Know That You Finance Everything You Buy?

It’s true. Everything you buy is 100% financed! You may be thinking if you paid cash you didn’t finance anything. Consider this: If you borrow money, a lender finances your purchase, and you pay interest to the lender for the use of their money. However, if you pay cash, YOU finance your purchase. You self-finance. You Read More >

Not All Debt Is Created Equal!

Many of us pay a lot of attention to asset-oriented investments and receive a great deal of advice and information pertaining to asset products. Typically, we focus much less attention on the decisions related to our debts. Debt is not always a bad thing and it doesn’t always make sense to pay debt off. There are times Read More >

So, You Want to Buy a House?

You’ve thought about it, you’ve talked about it, and now you’ve decided you want to buy a house of your very own. But, where do you start? The first step is to determine how you intend to pay for the house. You have two options: 1) pay cash, or 2) finance. The truth is even if you pay cash, you are still choosing to Read More >