It’s How You Use Debt That Makes the Difference!

There are only three ways to pay for anything you buy: 1) pay cash, 2) borrow (finance), or 3) barter (trade). For many of us paying cash is not an option and, realistically, neither is bartering, which leaves borrowing. Borrowing in and of itself is neither good nor bad. Borrowing is simply a method of paying for Read More >

Did You Know That You Finance Everything You Buy?

It’s true. Everything you buy is 100% financed! You may be thinking if you paid cash you didn’t finance anything. Consider this: If you borrow money, a lender finances your purchase, and you pay interest to the lender for the use of their money. However, if you pay cash, YOU finance your purchase. You self-finance. You Read More >

Not All Debt Is Created Equal!

Many of us pay a lot of attention to asset-oriented investments and receive a great deal of advice and information pertaining to asset products. Typically, we focus much less attention on the decisions related to our debts. Debt is not always a bad thing and it doesn’t always make sense to pay debt off. There are times Read More >